Our Financing Solutions
Choose the right financing plan that fits your budget and sustainability goals. We make solar ownership simple and affordable for everyone.
Solar Loans / EMI Plans
Own your solar system with flexible EMIs, minimal paperwork, and quick approval.
- ✅ EMI tenure: 3–10 years
- ✅ Immediate ownership
- ✅ Eligible for tax benefits
Leases & PPAs
Go solar without any upfront cost. Pay only for the power you consume while we handle the maintenance.
- ✅ Zero upfront cost
- ✅ Maintenance included
- ✅ Fixed energy rates
Government Subsidies
Take advantage of central and state-level solar subsidies for residential and institutional projects.
- ✅ Up to 40% subsidy available
- ✅ Net metering benefits
- ✅ Simplified documentation
💰 Solar Savings Estimator
Find out how much you can save with solar energy — estimate your system capacity, cost recovery period, and yearly savings.
Your Estimated Results
🔋 Suggested Solar Capacity: 0 kW
💸 Estimated Monthly Savings: ₹0
💰 Annual Savings: ₹0
⏳ Payback Period: 0 years
🌿 CO₂ Reduction: 0 tons/year
*Estimates are approximate. Actual savings may vary based on usage and system efficiency.
📈 Financing Case Studies
Residential Solar — EMI Plan
5 kW system → ₹8,000/month EMI → Annual savings ₹50,000 → Payback in 6 years.
“The EMI plan made switching to solar stress-free!”
Commercial PPA
50 kW installation → Zero upfront → ₹4.5/kWh → Savings ₹3.2 Lakhs/year.
“Leasing made solar viable for our business.”
Subsidy Utilization
10 kW system → ₹4.2 Lakhs → 30% subsidy → ₹2.9 Lakhs net → Payback 4.5 years.
“Terrasol helped us claim the full subsidy!”
Frequently Asked Questions
Got questions about solar financing, subsidies, or payback periods? We’ve got you covered.
Do I own the solar system with a loan?
Yes, when you finance your solar panels through a loan, you own the system from day one. The EMIs are only for repayment of the financed amount.
Can I transfer a lease or PPA if I sell my property?
Yes, most lease or PPA contracts can be transferred to a new property owner with prior approval from Terrasol and the financing partner.
Are government subsidies available for commercial projects?
Subsidies are primarily available for residential systems, but certain commercial or institutional projects may qualify based on state and central government policies.
What is the typical payback period for a solar investment?
The average payback period is between 4–6 years, depending on your system size, usage, and whether you avail subsidies or net metering benefits.
Does Terrasol assist in getting bank loans or subsidies?
Absolutely! Terrasol’s financing team assists you in applying for solar loans, EMI plans, and eligible government subsidy schemes from start to finish.
What happens if my energy usage changes after installation?
Our systems are modular — you can easily scale up or down based on future consumption. Financing adjustments can also be restructured accordingly.
Is maintenance included in financed or leased systems?
For leased or PPA systems, Terrasol takes full responsibility for maintenance. For loan-financed systems, annual maintenance contracts (AMCs) can be included optionally.
Can I prepay or close my solar loan early?
Yes, most financing institutions allow prepayment or foreclosure after a specific lock-in period, often with minimal or no additional charges.
☀️ Ready to Go Solar?
Get a custom financing plan tailored for your home or business. Start saving today.
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